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You’re charged interest starting at disbursement, while in school and during your six-month separation or grace period.
When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal.
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Variable rates may increase over the life of the loan.
Advertised APRs assume a ,000 loan to a freshman with no other Sallie Mae loans.
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Federal student loans offer borrower protections that private loans may not, such as income-based repayment plans and forgiveness programs.
Federal student loan limits vary based on whether you’re an independent or dependent student; the type of degree you’re pursuing (undergraduate or graduate); and, for undergraduates, your year in school.
If you borrow the maximum amount of federal student loans and still don’t have enough to cover your costs, you may have to take out private loans.
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Private student loan repayment options Private student loans don’t tend to come with as robust of repayment options as federal loans do, but there are a few options to help ease your debt. This is the best thing you can do if you’re struggling to make your monthly payments. Loans are offered by Common Bond Lending, LLC (NMLS # 1175900).