Effect of consolidating student loans on credit score


16-Nov-2017 10:11

Your account conduct will have an effect on your credit score, so it's good to have knowledge of how you're doing.There are a number of ways your credit score can be negatively impacted.There are a number of different types of credit cards on the market.It can be overwhelming when it comes to choosing the right one that fits with your budget and your needs.It shows the rate you may be charged on purchases, any annual fees and the ‘Representative APR’ of the credit card you’re looking at.The ‘Representative APR’ shows the annual percentage rate that’s used to work out how much it costs to borrow money.If you can't make a full balance payment, you should try to pay the minimum payment.Missing a payment all together can result in interest and charges and is likely to affect your credit score.

effect of consolidating student loans on credit score-63

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Credit is used for more than just credit cards – you might need it to buy a house, apply for a loan or get a mobile phone contract, among other things.

This type of offer could help reduce your monthly credit card payments and/or clear your debt quicker, but it’s important to note that there may be a fee to transfer a balance and you should consider the costs you will pay when any introductory offer expires.



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